It’s that time of the year for me, and I know this subject has been thrashed over many, many times but I’ve a question that I don’t think has been answered directly - so here goes.
Being very honest and not willing to give my current insurance company ANY excuse not to pay ( should the unthinkable happen ) they are aware of my upgrade from the ‘standard’ 177bhp → 190bhp ‘modified’ Exige specs. Needless to say they have great pleasure in treating me as a 38-year old boy-racer in a ‘modded’ Exige - and charge me for the priviledge.
So my question … As a Lotus supplied ‘option’ is this truly a ‘modification’ that I have to tell my insurance company about? What is the collectives opinion of over-looking this small detail when insuring their cars? Who are the most sympathetic companies to speak to (Tesco etc)?
Sorry, that’s actually 3 questions …
And no, I don’t work as an insurance claims investigator looking to catch someone out, before anyone asks!!