Insurance for free?

Just got the renewal for my S1 Exige, which only does about 2k miles in a good year, I don’t need track cover anymore as I have a Toyota for track days. Looked at putting it on my Admiral multi car with a 45k valuation, if I do, they pay me to add it to the policy! On the multi car we have my m3, son’s m140, wife’s St200 and track Gt86 (not insured on track). Because of my son’s age and m140
the total premium is a lot but free Exige insurance could make it better. I know it’s not agreed value but the risk is pretty low as it just toddles off to Lotus in the Peak and the odd Sunday drive.

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