Body Panel - front left, directly behind wheel

Anyone got a spare?Just came out of a multi storey car park, driving (slowly) over one of the raised humps and crash, the front wheel rolls over and the body drops onto the bump, breaking the small panel behind the left wheel. It�s now hanging off. It can probably be fixed back in place, but it has cracked the gel coat.Has anyone any experience in claiming off a car park company for having stupidly high bumps?Ta, DJ

DJ,Dont worry about the gel coat just use a filler once its repaired, thats was most repairers use anyway.